Important Disclosures:
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The economic forecasts set forth in this material may not develop as predicted and there can be no guarantee that strategies promoted will be successful.
The Standard & Poor’s 500 Index (S&P500) is a capitalization-weighted index of 500 stocks designed to measure performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Past performance does not guarantee future results.
Asset allocation does not ensure a profit or protect against a loss.
Transcript:
Loran Graham here with LORAN GRAHAM Co.
As you’ve likely seen, the federal government officially shut down today due to gridlock in Congress.
These events can be unsettling—especially for federal workers and families directly impacted by the disruption—and our prayers are with them.
Short-term headlines and political standoffs come and go, but our investment approach is built on enduring principles including discipline, patience, and proactive rather than reactive thinking.
The government can only hold its breath for so long before it must move forward—and as long-term investors, we remain confident this will be resolved.
It's been a strong season of recovery and growth this past quarter, and we have captured much of that growth across all our risk profiles as the market reached new highs. Of course, past performance is not a guarantee of future results, diversification does not eliminate risk, and all investing — like life — involves some risk. But for now, the economic indicators we care most about still point to optimism for the longer-term. Thank you for your trusting confidence in us as we keep an eye on helping you achieve your long-term goals.
As we turn the calendar to fall and enter the season of giving, I want to share a timely reminder—especially for those age 73 and older who are taking Required Minimum Distributions (RMDs) from their IRAs.
If charitable giving is part of your heart and your plan, consider making a Qualified Charitable Distribution, or QCD.
A QCD allows you to give directly from your IRA to a qualified charity—which not only supports the causes you care about but also satisfies your RMD without increasing your taxable income.
You can find more information and step-by-step guidance on our website under the Resources menu.
If you have any questions about charitable giving or how the shutdown might impact your financial plan, we’re always happy to help.
Thank you for the privilege of serving you and your family. As always, we’re just an email or phone call away.