We believe our team is different than most financial services firms. Our advisors offer comprehensive financial planning services that bring direction and meaning to our client’s financial decisions. Our approach is based on principles of biblical wisdom to address client’s current financial needs and future goals and their strategic use of time, talent, and treasure. This is the heart of Biblically Responsible Investing (BRI).
All the advice we provide flows from a biblical worldview: God owns it all, and that we are called to be good stewards -- or managers -- of whatever resources are entrusted to us. For the faithful steward, planning from a biblical perspective helps align faith and financial strategy by translating those values into specific goals.
The LORAN GRAHAM Co team offers the personalized attention of a small firm, where we seek to understand our clients on a deep level and cultivate client community. At the same time, we are able to leverage the scale and resources of a very large firm through our broker/dealer, LPL Financial -- the largest independent broker/dealer in the country as reported in Financial Planning Magazine (1996-2021)*.
- Retirement Planning
- We define financial freedom as that point where work becomes optional. Leisure is a part of God's plan but not the objective of His plan. Based on Bob Buford’s book, “Half-Time”, we can help you develop a strategy to thrive in your “second half,” seeking to positively impact your family and the world. Using state-of-the-art technology, we stress-test the plan to aim for a high probability of success.
- Faith-based Investing
- We aim for the best returns based on each client’s individual needs, risk tolerance and future goals, while seeking to make a positive impact in the world. Of course, past performance is not a guarantee of future results, and all investing involves risk.
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- We aim for the best returns based on each client’s individual needs, risk tolerance and future goals, while seeking to make a positive impact in the world. Of course, past performance is not a guarantee of future results, and all investing involves risk.
- Insurance
- Life insurance plays an integral part in any financial plan, and buying life insurance does not demonstrate a lack of faith but rather prudent planning. We will also review other types of insurance planning, such as long-term care.
- Social Security / Medicare Planning
- Based on your goals and objectives, we will help you decide when to draw social security benefits to aim to maximize quality of life and protection for surviving spouses.
- Charitable Giving
- We believe that giving is one of the keys to experiencing true financial freedom. Our clients are empowered to live the generous life knowing that family needs have been addressed.
- Wealth Transfer Process & Estate Planning
- We believe there are three forms of capital that pass from generation to generation – financial, social, and spiritual. Wealth transfer begins during one’s lifetime and considers the impact on the beneficiary as its primary objective.
"The price of success is hard work, dedication to the job at hand, and the determination that whether we win or lose, we have applied the best of ourselves to the task at hand." - Vince Lombardi
The opinions expressed in this material do not necessarily reflect the views of LPL Financial.
*As reported by Financial Planning magazine, June 1996-2021, based on total revenue.
